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LAB-01· Self-initiated concept

Daybook

Every account, every currency, every company — one cash position.

Consolidated position · today 09:00

£412,806

4 entities · 2 currencies · consolidated in GBP

The cash river — one day of money movement

A visualisation of one illustrative day of cash movement, midnight to midnight, across four entities. Four ribbons flow from the entities on the left — Studio Ltd, Services Co, Brand Co, Holding— into a single consolidated position on the right. Ribbon thickness tracks each entity’s balance; green pulses are revenue arriving, ink pulses are costs leaving, and a gold arc marks the 16:30 treasury sweep between Studio Ltd and Holding. The day opens at £406,860 consolidated and settles at £393,676. Every event is listed in the table that follows.

The day’s cash events (illustrative data — Daybook is a self-initiated concept, LAB-01)
TimeEventEntityDirectionAmount
02:10FX settlement — EUR receipts convertedBrand CoMoney in£3,120
06:45SaaS subscriptions chargedServices CoMoney out£862
08:30Retainer payment receivedServices CoMoney in£3,688
09:14Invoice settled — platform buildStudio LtdMoney in£18,400
10:45Quarterly insurance premiumHoldingMoney out£2,150
12:00Payroll run — Studio LtdStudio LtdMoney out£19,800
12:00Payroll run — Services CoServices CoMoney out£8,400
12:00Payroll run — Brand CoBrand CoMoney out£3,440
14:05Supplier payment — print productionBrand CoMoney out£4,930
16:30Treasury sweep — Studio → HoldingStudio Ltd to HoldingInternal transfer£25,000
18:20Card receipts settledBrand CoMoney in£2,340
21:00FX hedge settlementHoldingMoney out£1,150

One position

Four companies. One number that’s true.

Cash fragments quietly — across entities, banks and currencies — until the only honest answer to “how are we doing?” is next month. Daybook consolidates every account into a single position and keeps it current as money moves.

Consolidated position · today 09:00

£412,806


  • Studio LtdGBP£148,200
  • Services CoGBP£99,276
  • Brand CoEUR53,988£46,430
  • HoldingGBP£118,900

EUR converted at a frozen illustrative rate (0.86)

The flow

Nothing arrives as a surprise.

Money never sits still: invoices land, payroll leaves, transfers cross entities at half four. Daybook plots the next fourteen days of scheduled obligations — in and out, every entity — on one timeline.

Scheduled · next 14 days

net £52,280

  • +2dVAT quarter due· Studio Ltdoutgoing £28,400
  • +3dRetainer — platform client· Studio Ltdincoming +£7,500
  • +5dStudio rent· Studio Ltdoutgoing £4,200
  • +6dInfrastructure subscriptions· Services Cooutgoing £1,240
  • +8dInvoice due — brand sprint· Brand Coincoming +£12,800
  • +9dCorporation tax instalment· Holdingoutgoing £16,900
  • +10dRetainer — services book· Services Coincoming +£9,800
  • +14dPayroll run — all entities· Studio Ltdoutgoing £31,640

Runway honesty

A projection that shows its working.

A runway number you can’t interrogate is a mood, not a metric. Daybook prints the assumptions next to the answer, receipt-style — and pipeline optimism is worth exactly zero in the maths.

Consolidated runway

position1£412,806
÷ net monthly burn2,3£22,900(£64,200 out − £41,300 committed in)

= runway418.0 months
1The position is the consolidated balance as of today 09:00 — the hero figure. The river above runs the rest of the day from there.
2Burn is the trailing 3-month average of all-entity outflows — one heavy production month is smoothed, not hidden.
3Committed inflows count signed retainers only. Pipeline, proposals and "verbal yes" are worth £0 here.
4Runway divides the consolidated position by net burn. No growth curve is assumed — flat is the honest default.
5Every figure on this page is illustrative. Daybook is a LAB-01 concept, not a live product.

What this is

A concept, labelled as one.

Daybook is LAB-01 — a product concept designed and built end-to-end by GoSmartR, on our own initiative. It is not a live product. There is no company behind it, no customers, no traction, and every figure on this page is illustrative.

It exists because the studio builds for funded fintech and B2B platforms, and “we work at this level” is cheaper to prove than to assert. The problem is real, though: our founder operates four entities, and the fragmentation Daybook addresses is lived, not imagined. Designed from a real operating problem; built as a concept; labelled as one on every surface where it appears.

Build receipts

Routes1 — /lab/daybook
Components6, all route-local
Data sources1 — data.ts feeds river, vignettes and the SR table
Type safety0 errors — tsc --noEmit
AccessibilityWCAG 2.1 AA — contrast ledger in the tokens file
LCP · CLSmeasured post-deploy (PSI medians) — pending